Fynance
AI BOOKKEEPING FOR US SMALL BUSINESSES

Your AI bookkeeper. 95% done before you look.

Connect your bank once. Our AI classifies every transaction with 95%+ accuracy, cuts the manual work to a handful of confirmations, and keeps your books tax-ready all year.

Try for Free30-day free trial
95%+ AI accuracy12,000+ banks connectedBank-grade security
NET INCOME · JUNE
$48,204.10+18.4%
Stripe payout
✦ AI categorized · Revenue
+$12,480.00
AWS
✦ AI categorized · Software
−$1,204.55
Invoice #1042 · Northwind LLC
Awaiting payment · due in 3d
$4,900.00
SYNCS WITH 12,000+ BANKS AND STRIPE
Mercury
Chase
Bank of America
Brex
Stripe
Wells Fargo
The problem

You didn't start a company to do data entry.

Most small businesses don't need another spreadsheet. They need books that are already correct when tax season shows up.

Receipts everywhere

Inbox, glovebox, three apps. Nothing reconciled.

Books 4 months behind

You find out what happened in Q1 sometime in Q3.

A surprise tax bill

Deductions missed because no one classified them.

✦

Fynance instead

Categorized daily by AI, reviewed in minutes. Reports ready every morning.

Three steps. Then it runs itself.

Setup takes about eight minutes. After that, Fynance works in the background.

01

Connect your bank

Secure read-only links to 12,000+ US institutions. No statements to upload, ever.

02

Let the AI do the sorting

The AI classifies each transaction with 95%+ accuracy, matches receipts and invoices, and only asks when it is genuinely unsure. Every adjustment you make trains it further.

03

File with confidence

Balance Sheet, P&L and cash flow export in one click — the way your accountant wants them.

What makes it different

Built for small digital businesses in the US.

95%+ classification accuracy with A.I.

The AI books each transaction to the right account, manual entry drops to a quick weekly review.

Invoices that get paid, connected to Stripe

Connected to Stripe, so clients pay online by card or ACH. Payments reconcile themselves.

It learns from every correction

Adjust a category once and Fynance applies that logic to every similar transaction from then on.

Made for small digital entrepreneurs

Freelancers, creators, agencies and online stores running a US LLC or Corporation.

12,000+ bank connections

Chase, Mercury, Bank of America, Wells Fargo, Stripe and thousands more.

Read-only by design

Encrypted, read-only bank links. Fynance can never move your money.

Invoicing

Send the invoice. Stripe collects. Your books update.

Create professional invoices in seconds, put repeat clients on autopilot, and get paid online without leaving Fynance.

Invoices in seconds

Your logo, your terms, line items and taxes. Send by email or share a link.

Recurring invoices

Set weekly, monthly or yearly schedules for retainers and subscriptions. Fynance sends them and follows up.

Direct Stripe connection

Clients pay by card or ACH from the invoice. Payments are matched and reconciled automatically.

INVOICE #1058
Northwind Studio LLC
Recurring · Monthly
Website retainer · October$3,500.00
Hosting & maintenance$400.00
Total due$3,900.00
Next invoice: Nov 1, 2026Pay with Stripe
September · Paid via Stripe+$3,900.00
August · Paid via Stripe+$3,900.00
✦ Auto-reconciled to Revenue
Tax-ready reports

Every statement, any month, one click.

Balance Sheet, Profit & Loss and Cash Flow generated from live data. Export to PDF, CSV or straight to your CPA.

Profit & Loss · Jan – Jun 2026
Revenue$412,900.00
Cost of revenue−$96,140.00
Operating expenses−$128,455.00
Payroll−$74,300.00
Net income$114,005.00
Balance SheetCash FlowTrial Balance1099 summary
✦ MEET FYN

An accountant in your pocket. Ask anything.

Fyn is the Fynance assistant. It understands accounting, knows your books, and walks you through every task step by step — from classifying a tricky expense to getting ready for tax season.

Is my software subscription deductible?How much did I spend on ads this quarter?What do I need to send my CPA for filing?
Fyn
Online · AI accounting assistant
✦ AI
I paid $1,800 for a new laptop for work. How should I record it?

Good news: it's a business asset, so it's deductible. Here's how to handle it:

  1. 1Categorize it as Equipment, not Office supplies.
  2. 2Attach the receipt so your CPA has proof of purchase.
  3. 3Under Section 179 you can usually deduct the full amount this year.
Apple Store · Oct 12 — Office supplies EquipmentApply
Ask Fyn anything about your books…
ClaudeFynance MCP connected
How much have I paid AWS this year?
fynance.search_transactions ✓

You've paid AWS $11,842.37 in 2026 across 10 charges, all categorized as Software & Hosting.

Jan – Mar$3,012.40
Apr – Jun$3,488.92
Jul – Sep$3,840.50
Oct (to date)$1,500.55

Spend is up 27% from Q1, mostly EC2. Want me to compare it with last year?

Reply…
MCP integration

Your books, inside the AI you already use.

The Fynance MCP server connects your financial data to Claude, ChatGPT and other AI assistants. Ask about cash, invoices or expenses without leaving the chat.

ClaudeChatGPTCursorAny MCP client
Pricing

One plan. No hourly invoices.

A bookkeeper costs $700+ a month and answers on Tuesdays. Fynance starts at $30 a month and answers instantly with 95%+ of the classification already done.

Fynance Core

$30/ month

30-day free trial. Then $360 billed yearly.

  • Unlimited bank & card connections
  • AI categorization (95%+ accurate) & reconciliation
  • Invoicing with Stripe online payments
  • Tax-ready financial statements
  • Fyn, your AI accounting assistant
  • MCP access for Claude, ChatGPT and more
Start 30-day free trial

Close your first month of bookkeeping in an hour.

Create your account in two minutes and try every feature free for 30 days.

Try for Free

30 days free, then from $30/month. Cancel anytime.